MICR Code: 415088201

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0000129
MICR Code: 415088201
Address: Janarang, Opp. Central S. T. Stand, Burum Tali, Chiplun. Tal. Chiplun Dist. Ratnagiri Pin. 415605.
City: Ratnagiri
District: Chiplun
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415088201.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 088 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 201 represents branch. In our case branch is located at address Janarang, Opp. Central S. T. Stand, Burum Tali, Chiplun. Tal. Chiplun Dist. Ratnagiri Pin. 415605..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.