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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Saraswat Cooperative Bank Ltd
  4. Maharashtra
  5. Mumbai
  6. Greater Bombay
  7. MICR: 400806012

MICR Code: 400806012

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0cns012
MICR Code: 400806012
Address: Shop No.1,2, Shri Laxman Villa, Plot No.44, Sector No 4, Belpada, Kharghar, Navi Mumbai -410210
City: Greater Bombay
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400806012.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 806 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Shop No.1,2, Shri Laxman Villa, Plot No.44, Sector No 4, Belpada, Kharghar, Navi Mumbai -410210.

How to find micr code (for example 400806012) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.