IFSC Code: Srcb0kns004

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0kns004
MICR Code: 400077004
Address: Opp. Jai Hind Oil Mil, L.B.S. Marg, Near Magatram Petrol Pump, Bhandup West, Mumbai 400 078
City: Mumbai
District: Mumbai
State: Maharashtra

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Srcb0kns004.

  • In our case IFSC code's first four characters Srcb represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 0kns004 represents branch. In our case branch is located at address Opp. Jai Hind Oil Mil, L.B.S. Marg, Near Magatram Petrol Pump, Bhandup West, Mumbai 400 078.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.