MICR Code: 400077011

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0kns011
MICR Code: 400077011
Address: Joyti Chambers, Hirachand Desai Road , Nr. Bata Showroom, Khot Lane. Ghatkopar West 400 086
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400077011.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 077 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 011 represents branch. In our case branch is located at address Joyti Chambers, Hirachand Desai Road , Nr. Bata Showroom, Khot Lane. Ghatkopar West 400 086.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.