1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Saraswat Cooperative Bank Ltd
  4. Maharashtra
  5. Mumbai
  6. Mumbai
  7. MICR: 400088142

MICR Code: 400088142

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0000448
MICR Code: 400088142
Address: Happy Home Co- Op Housing Society Ltd, Near J.B. Khot School, Sai Baba Nagar, Borivali- West, Mumbai
City: Mumbai
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400088142.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 088 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 142 represents branch. In our case branch is located at address Happy Home Co- Op Housing Society Ltd, Near J.B. Khot School, Sai Baba Nagar, Borivali- West, Mumbai.

How to find micr code (for example 400088142) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.