MICR Code: 440088006

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0000384
MICR Code: 440088006
Address: 22, Income Tax Colony, Main Road, Pratap Nagar, Nagpur - 440022
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440088006.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 088 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 006 represents branch. In our case branch is located at address 22, Income Tax Colony, Main Road, Pratap Nagar, Nagpur - 440022.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.