MICR Code: 422088014

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0000215
MICR Code: 422088014
Address: Plot No. 19, Madhura Apartment, Dasak Shivar, Jail Road, Nashik.
City: Nashik
District: Nashik
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 422088014.

  • In this case first three codes 422 is city code and it represents city Nashik.
  • Next three characters 088 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 014 represents branch. In our case branch is located at address Plot No. 19, Madhura Apartment, Dasak Shivar, Jail Road, Nashik..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.