MICR Code: 422088018

Bank: Saraswat Cooperative Bank Ltd
IFSC Code: Srcb0000208
MICR Code: 422088018
Address: Sinnar Taluka Co- Op Industrial Estate, Industrial Complex, Shop No 61 To 64, 1 St Floor, Sinnar- Shirdi Road. Post Musalgaon, Tal- Sinnar, City Nashik
City: Nashik
District: Nashik
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 422088018.

  • In this case first three codes 422 is city code and it represents city Nashik.
  • Next three characters 088 represents bank Saraswat Cooperative Bank Ltd.
  • Remaining characters which are 018 represents branch. In our case branch is located at address Sinnar Taluka Co- Op Industrial Estate, Industrial Complex, Shop No 61 To 64, 1 St Floor, Sinnar- Shirdi Road. Post Musalgaon, Tal- Sinnar, City Nashik.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.