MICR Code: 400077014
Bank: Saraswat Cooperative Bank Ltd |
IFSC Code: Srcb0kns014 |
MICR Code: 400077014 |
Address: Makhicha Building, Near Collector Office, Subhash Road, Thane West Telephone 2540 8447 |
City: Thane |
District: Thane |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400077014.
- In this case first three codes 400 is city code and it represents city Thane.
- Next three characters 077 represents bank Saraswat Cooperative Bank Ltd.
- Remaining characters which are 014 represents branch. In our case branch is located at address Makhicha Building, Near Collector Office, Subhash Road, Thane West Telephone 2540 8447.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.