MICR Code: 110721003

Bank: Shivalik Mercantile Co Operative Bank Ltd
IFSC Code: Smcb0001015
MICR Code: 110721003
Address: Sachin Complex, 507 Bhatia More, G.T. Road, Ghaziabad Up
City: Ghaziabad
District: Ghaziabad
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110721003.

  • In this case first three codes 110 is city code and it represents city Ghaziabad.
  • Next three characters 721 represents bank Shivalik Mercantile Co Operative Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Sachin Complex, 507 Bhatia More, G.T. Road, Ghaziabad Up.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.