MICR Code: 247721651
Bank: Shivalik Mercantile Co Operative Bank Ltd |
IFSC Code: Smcb0001013 |
MICR Code: 247721651 |
Address: Nanauta Deoband Road, Nanauta, District Saharanpur |
City: Saharanpur |
District: Nanauta |
State: Uttar Pradesh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 247721651.
- In this case first three codes 247 is city code and it represents city Saharanpur.
- Next three characters 721 represents bank Shivalik Mercantile Co Operative Bank Ltd.
- Remaining characters which are 651 represents branch. In our case branch is located at address Nanauta Deoband Road, Nanauta, District Saharanpur.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.