MICR Code: 247721052

Bank: Shivalik Mercantile Co Operative Bank Ltd
IFSC Code: Smcb0001014
MICR Code: 247721052
Address: Mahajanan, Rampur Maniharan, District Saharanpur
City: Saharanpur
District: Rampur Maniharan
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 247721052.

  • In this case first three codes 247 is city code and it represents city Saharanpur.
  • Next three characters 721 represents bank Shivalik Mercantile Co Operative Bank Ltd.
  • Remaining characters which are 052 represents branch. In our case branch is located at address Mahajanan, Rampur Maniharan, District Saharanpur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.