MICR Code: 395003002
Bank: State Bank of Bikaner and Jaipur |
IFSC Code: Sbbj0010627 |
MICR Code: 395003002 |
Address: Ambaji Market, Kamela Darvaja, Ring Road, Surat - 395002 |
City: Surat |
District: Surat |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 395003002.
- In this case first three codes 395 is city code and it represents city Surat.
- Next three characters 003 represents bank State Bank of Bikaner and Jaipur.
- Remaining characters which are 002 represents branch. In our case branch is located at address Ambaji Market, Kamela Darvaja, Ring Road, Surat - 395002.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.