MICR Code: 395003003

Bank: State Bank of Bikaner and Jaipur
IFSC Code: Sbbj0011215
MICR Code: 395003003
Address: 13 14, Siddhi Residency, Pal Road, Surat, Gujrat
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395003003.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 003 represents bank State Bank of Bikaner and Jaipur.
  • Remaining characters which are 003 represents branch. In our case branch is located at address 13 14, Siddhi Residency, Pal Road, Surat, Gujrat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.