MICR Code: 474003001

Bank: State Bank of Bikaner and Jaipur
IFSC Code: Sbbj0010478
MICR Code: 474003001
Address: Hujrat Road, Naya Bazar, Gwalior - 474009
City: Gwalior
District: Gwalior
State: Madhya Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 474003001.

  • In this case first three codes 474 is city code and it represents city Gwalior.
  • Next three characters 003 represents bank State Bank of Bikaner and Jaipur.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Hujrat Road, Naya Bazar, Gwalior - 474009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.