MICR Code: 522002021

Bank: State Bank of India
IFSC Code: Sbin0001195
MICR Code: 522002021
Address: Chilakaluripet, Guntur
City: Guntur
District: Chilakaluripet
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 522002021.

  • In this case first three codes 522 is city code and it represents city Guntur.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Chilakaluripet, Guntur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.