MICR Code: 845002605

Bank: State Bank of India
IFSC Code: Sbin0002942
MICR Code: 845002605
Address: Dist Paschimi Champaran, Bihar 845103
City: West Champaran
District: Harinagar
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 845002605.

  • In this case first three codes 845 is city code and it represents city West Champaran.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 605 represents branch. In our case branch is located at address Dist Paschimi Champaran, Bihar 845103.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.