MICR Code: 497002251

Bank: State Bank of India
IFSC Code: Sbin0007065
MICR Code: 497002251
Address: Distsurguja Chattisgarh 497235
City: Surguja
District: Bhatgaon
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497002251.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 251 represents branch. In our case branch is located at address Distsurguja Chattisgarh 497235.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.