MICR Code: 492002010

Bank: State Bank of India
IFSC Code: Sbin0003739
MICR Code: 492002010
Address: Ravu Shankar University Campusraipurchhattisgarh , Pin-492010
City: Raipur
District: Chhattisgarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492002010.

  • In this case first three codes 492 is city code and it represents city Raipur.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Ravu Shankar University Campusraipurchhattisgarh , Pin-492010.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.