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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. State Bank of India
  4. Chandigarh
  5. Kusmi
  6. Surguja
  7. MICR: 497002211

MICR Code: 497002211

Bank: State Bank of India
IFSC Code: Sbin0005905
MICR Code: 497002211
Address: Kusmi
City: Surguja
District: Kusmi
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497002211.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 211 represents branch. In our case branch is located at address Kusmi.

How to find micr code (for example 497002211) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.