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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. State Bank of India
  4. Chandigarh
  5. Ratanpur
  6. Bilaspur
  7. MICR: 495002464

MICR Code: 495002464

Bank: State Bank of India
IFSC Code: Sbin0012124
MICR Code: 495002464
Address: Ratanpur, Ratanpur, Tah Kota, Distbilaspur495442
City: Bilaspur
District: Ratanpur
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495002464.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 464 represents branch. In our case branch is located at address Ratanpur, Ratanpur, Tah Kota, Distbilaspur495442.

How to find micr code (for example 495002464) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.