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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. State Bank of India
  4. Chandigarh
  5. Wadrafnagar
  6. Surguja
  7. MICR: 497002231

MICR Code: 497002231

Bank: State Bank of India
IFSC Code: Sbin0005906
MICR Code: 497002231
Address: Distsurguja Chattisgarh 497225
City: Surguja
District: Wadrafnagar
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497002231.

  • In this case first three codes 497 is city code and it represents city Surguja.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 231 represents branch. In our case branch is located at address Distsurguja Chattisgarh 497225.

How to find micr code (for example 497002231) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.