MICR Code: 396002020

Bank: State Bank of India
IFSC Code: Sbin0003520
MICR Code: 396002020
Address: Distvalsad Gujarat 396020
City: Valsad
District: Chanvai
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396002020.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 020 represents branch. In our case branch is located at address Distvalsad Gujarat 396020.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.