MICR Code: 395002030

Bank: State Bank of India
IFSC Code: Sbin0010186
MICR Code: 395002030
Address: Kimavati Complex, Near Railway Station, Kim East, Ta. Olpad, Distt. Surat, Gujarat
City: Surat
District: Kim
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395002030.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 030 represents branch. In our case branch is located at address Kimavati Complex, Near Railway Station, Kim East, Ta. Olpad, Distt. Surat, Gujarat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.