MICR Code: 394002201

Bank: State Bank of India
IFSC Code: Sbin0011016
MICR Code: 394002201
Address: Gayatri Comlex, Near Lucky Petrolpump,N H No 8, Palsanasurat Dist 394315
City: Surat
District: Palsana
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394002201.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 201 represents branch. In our case branch is located at address Gayatri Comlex, Near Lucky Petrolpump,N H No 8, Palsanasurat Dist 394315.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.