MICR Code: 395002031

Bank: State Bank of India
IFSC Code: Sbin0010185
MICR Code: 395002031
Address: New Shiv Shakti Complex, Pardi Kande, Surat Navsari Road, Sachin, Gujarat 394230
City: Surat
District: Sachin
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395002031.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 031 represents branch. In our case branch is located at address New Shiv Shakti Complex, Pardi Kande, Surat Navsari Road, Sachin, Gujarat 394230.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.