MICR Code: 394002012

Bank: State Bank of India
IFSC Code: Sbin0000281
MICR Code: 394002012
Address: 02624-222036
City: Surat
District: Songadh
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394002012.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 012 represents branch. In our case branch is located at address 02624-222036.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.