MICR Code: 394002013

Bank: State Bank of India
IFSC Code: Sbin0000532
MICR Code: 394002013
Address: Nr Shivaji Library, Vyara, Surat, Gujarat 394650
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394002013.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 013 represents branch. In our case branch is located at address Nr Shivaji Library, Vyara, Surat, Gujarat 394650.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.