MICR Code: 395002013

Bank: State Bank of India
IFSC Code: Sbin0003524
MICR Code: 395002013
Address: Pandesara Ie, Suratgidc, Pandesara Surat Gujrat 394221
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395002013.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 013 represents branch. In our case branch is located at address Pandesara Ie, Suratgidc, Pandesara Surat Gujrat 394221.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.