MICR Code: 395002021
Bank: State Bank of India |
IFSC Code: Sbin0009165 |
MICR Code: 395002021 |
Address: Opp. Gokul Hotel, Athwa Lives, Surat, Gujarat, Pin395001 |
City: Surat |
District: Surat |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 395002021.
- In this case first three codes 395 is city code and it represents city Surat.
- Next three characters 002 represents bank State Bank of India.
- Remaining characters which are 021 represents branch. In our case branch is located at address Opp. Gokul Hotel, Athwa Lives, Surat, Gujarat, Pin395001.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.