MICR Code: 395002021

Bank: State Bank of India
IFSC Code: Sbin0009165
MICR Code: 395002021
Address: Opp. Gokul Hotel, Athwa Lives, Surat, Gujarat, Pin395001
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395002021.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Opp. Gokul Hotel, Athwa Lives, Surat, Gujarat, Pin395001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.