MICR Code: 132002009

Bank: State Bank of India
IFSC Code: Sbin0011949
MICR Code: 132002009
Address: Improvement Trust, Near Bhim Goda Chowk, Sonali Road, Distpanipat132103
City: Panipat
District: Panipat
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132002009.

  • In this case first three codes 132 is city code and it represents city Panipat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Improvement Trust, Near Bhim Goda Chowk, Sonali Road, Distpanipat132103.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.