MICR Code: 122002021

Bank: State Bank of India
IFSC Code: Sbin0005404
MICR Code: 122002021
Address: Dist Panipat, Haryana 132103
City: Panipat
District: Urlana Kalan
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 122002021.

  • In this case first three codes 122 is city code and it represents city Panipat.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Dist Panipat, Haryana 132103.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.