MICR Code: 176002095

Bank: State Bank of India
IFSC Code: Sbin0003124
MICR Code: 176002095
Address: Distkangra Himachal Pradesh 176095
City: Kangra
District: Kangra
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 176002095.

  • In this case first three codes 176 is city code and it represents city Kangra.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 095 represents branch. In our case branch is located at address Distkangra Himachal Pradesh 176095.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.