MICR Code: 180002023

Bank: State Bank of India
IFSC Code: Sbin0010461
MICR Code: 180002023
Address: Yard No 06, Shop No 338 339, Transport Nagar, Narwal, Jammu 180006
City: Jammu
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180002023.

  • In this case first three codes 180 is city code and it represents city Jammu.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Yard No 06, Shop No 338 339, Transport Nagar, Narwal, Jammu 180006.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.