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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. State Bank of India
  4. Jammu And Kashmir
  5. Kupwara
  6. Kupwara
  7. MICR: 193002221

MICR Code: 193002221

Bank: State Bank of India
IFSC Code: Sbin0003996
MICR Code: 193002221
Address: Distt Kupwarakashmir
City: Kupwara
District: Kupwara
State: Jammu And Kashmir

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193002221.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 221 represents branch. In our case branch is located at address Distt Kupwarakashmir.

How to find micr code (for example 193002221) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.