MICR Code: 194002142

Bank: State Bank of India
IFSC Code: Sbin0005239
MICR Code: 194002142
Address: P.O. Sankoo, Distkargil, Jammu And Kashmir 182143
City: Kargil
District: Sankoo
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 194002142.

  • In this case first three codes 194 is city code and it represents city Kargil.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 142 represents branch. In our case branch is located at address P.O. Sankoo, Distkargil, Jammu And Kashmir 182143.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.