MICR Code: 193002261

Bank: State Bank of India
IFSC Code: Sbin0001391
MICR Code: 193002261
Address: Distkupwara, Jammu Nad Kashmir 193225
City: Kupwara
District: Tangdar
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193002261.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 261 represents branch. In our case branch is located at address Distkupwara, Jammu Nad Kashmir 193225.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.