MICR Code: 193002281

Bank: State Bank of India
IFSC Code: Sbin0004592
MICR Code: 193002281
Address: Dist Kupwara, Jammu And Akshmir
City: Kupwara
District: Trehgam
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193002281.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 281 represents branch. In our case branch is located at address Dist Kupwara, Jammu And Akshmir.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.