MICR Code: 822002602

Bank: State Bank of India
IFSC Code: Sbin0003440
MICR Code: 822002602
Address: Dist Garhwa, Jharkhand 822121
City: Garhwa
District: Garhwa
State: Jharkhand

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 822002602.

  • In this case first three codes 822 is city code and it represents city Garhwa.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 602 represents branch. In our case branch is located at address Dist Garhwa, Jharkhand 822121.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.