MICR Code: 678002046

Bank: State Bank of India
IFSC Code: Sbin0010706
MICR Code: 678002046
Address: Chittoorkerala 678 102
City: Palakkad
District: Chittoor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 678002046.

  • In this case first three codes 678 is city code and it represents city Palakkad.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 046 represents branch. In our case branch is located at address Chittoorkerala 678 102.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.