MICR Code: 682002038

Bank: State Bank of India
IFSC Code: Sbin0010559
MICR Code: 682002038
Address: School Of Engg Main Campus, Cusat, Kalamasseri, Ernakulam District 682022
City: Ernakulam
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682002038.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 038 represents branch. In our case branch is located at address School Of Engg Main Campus, Cusat, Kalamasseri, Ernakulam District 682022.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.