MICR Code: 682002102

Bank: State Bank of India
IFSC Code: Sbin0010599
MICR Code: 682002102
Address: Minicoy, Kadeeja Manikka, Furakkad Aouge House, Sedivalu Village, Dist682559
City: Ernakulam
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682002102.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Minicoy, Kadeeja Manikka, Furakkad Aouge House, Sedivalu Village, Dist682559.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.