MICR Code: 686002042

Bank: State Bank of India
IFSC Code: Sbin0008669
MICR Code: 686002042
Address: Pb No 2 Ramapuram Kottayam Kerala
City: Kollam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686002042.

  • In this case first three codes 686 is city code and it represents city Kollam.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 042 represents branch. In our case branch is located at address Pb No 2 Ramapuram Kottayam Kerala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.