MICR Code: 678002047

Bank: State Bank of India
IFSC Code: Sbin0012860
MICR Code: 678002047
Address: Raniya Complex, Naduvannur, Distkozhikode 673614
City: Kozhikode
District: Kozhikode
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 678002047.

  • In this case first three codes 678 is city code and it represents city Kozhikode.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 047 represents branch. In our case branch is located at address Raniya Complex, Naduvannur, Distkozhikode 673614.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.