MICR Code: 695002039
Bank: State Bank of India |
IFSC Code: Sbin0013313 |
MICR Code: 695002039 |
Address: Kousthubham Commercial Complex, Panavila, Thiruvananthapuram 695014 |
City: Thiruvananthapuram |
District: Thiruvanantapur |
State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 695002039.
- In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
- Next three characters 002 represents bank State Bank of India.
- Remaining characters which are 039 represents branch. In our case branch is located at address Kousthubham Commercial Complex, Panavila, Thiruvananthapuram 695014.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.