MICR Code: 686002035

Bank: State Bank of India
IFSC Code: Sbin0004548
MICR Code: 686002035
Address: Pb No.2, Mevallor P O, Vaikom, Kottayam, Kerala
City: Kottayam
District: Velloor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686002035.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 035 represents branch. In our case branch is located at address Pb No.2, Mevallor P O, Vaikom, Kottayam, Kerala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.