MICR Code: 632002004

Bank: State Bank of India
IFSC Code: Sbin0008688
MICR Code: 632002004
Address: 127 Gandhi Road Distt Vellore Tamil Nadu 632004
City: Ernakulam
District: Vellore
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 632002004.

  • In this case first three codes 632 is city code and it represents city Ernakulam.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address 127 Gandhi Road Distt Vellore Tamil Nadu 632004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.