MICR Code: 400999999

Bank: State Bank of India
IFSC Code: Sbin0004430
MICR Code: 400999999
Address: Thane Maharashtra Pin 400021
City: Thane
District: Rtgs Deptt
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400999999.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 999 represents bank State Bank of India.
  • Remaining characters which are 999 represents branch. In our case branch is located at address Thane Maharashtra Pin 400021.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.