MICR Code: 164002004

Bank: State Bank of India
IFSC Code: Sbin0002315
MICR Code: 164002004
Address: Bhatinda Cantt, Bhatinda Distbhatinda, Punjab 151004
City: Bhatinda
District: Bhatinda
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 164002004.

  • In this case first three codes 164 is city code and it represents city Bhatinda.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Bhatinda Cantt, Bhatinda Distbhatinda, Punjab 151004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.