MICR Code: 145002004

Bank: State Bank of India
IFSC Code: Sbin0003929
MICR Code: 145002004
Address: Pathankot Dist Gurdaspur, Punjab, Pin-145001
City: Gurdaspur
District: Gurdaspur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 145002004.

  • In this case first three codes 145 is city code and it represents city Gurdaspur.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Pathankot Dist Gurdaspur, Punjab, Pin-145001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.